Banking without borders.

Multi-currency accounts, worldwide payments and full-reserve protection, for private and business clients.

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Overview

One principle: your money stays yours.

iSwiss Pay is a payment platform for clients who expect the discretion of a private bank and the speed of a modern digital service. Every balance is held in full reserve: never lent, never invested, available at all times.

01

100% full reserve

Your funds are never used or lent out, unlike in traditional banking systems.

02

Multi-currency IBANs

Hold, exchange and manage several currencies in a single account.

03

Open in minutes

Fast, fully remote onboarding for individuals and companies.

Accounts and payments

Fast where it matters. Quiet everywhere else.

Send and receive money worldwide with speed, transparency and reliability. Monitor balances and transactions in real time, from the app, at any hour.

  • SEPA transfers

    Euro transfers across the whole SEPA area, from a European IBAN.

  • Worldwide payments

    International transfers for private and business clients, in the main currencies.

  • High-capacity accounts

    Large balances and high-value operations, without the usual retail limits.

  • Multi-currency

    Keep, exchange and manage different currencies in one place.

  • Real-time reporting

    Clear statements and reports, to follow every movement precisely.

  • 24/7 in-app support

    Assistance whenever you need it, directly from the app.

Our accounts

One platform. Four accounts.

Dollars, sterling, euro and physical gold, each with its own coordinates and rails, all in the same app.

USD

US dollar account

Routing and account number, ACH, Fedwire and SWIFT.

DiscoverGBP

UK account

Sort code and account number, Faster Payments, CHAPS and BACS, plus SEPA in euro.

DiscoverEUR

SEPA account

IBAN with FI prefix, SEPA transfers across the whole area.

DiscoverAU

Gold account

Physical gold from 1 gram, custodied in Switzerland, transferable between users.

Discover

Cards

Say hello to MySwiss.

iSwiss Pay cards are designed for businesses and individuals who need flexibility, security and global acceptance. Linked to your account, ready in the app.

  • Global acceptance
  • Instant controls from the app
  • Personal and corporate cards
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Security and privacy

Protection by design, not by promise.

Security and confidentiality are the foundation of every iSwiss Pay account, from the way funds are held to the way data is stored.

Funds segregation

Client funds are held fully separate from company assets, ring-fenced and accessible whenever you need them.

Encryption

Sensitive data is stored on high-security encrypted servers in Switzerland, using state-of-the-art cryptographic protocols.

Full-reserve protection

Your balance remains fully available at all times. It is never lent or invested.

Confidentiality

No advertising, no data trading. Your information serves your account and nothing else.

Gold account

Physical gold. Real protection.

Our physical gold account safeguards your wealth outside the traditional banking system. Held in allocated metal, protected from monetary instability, and spendable whenever you need it: financial independence in tangible form.

Open a gold account

Business

Treasury and payment services for companies.

Dedicated consultancy to optimise treasury management and payment operations, ensuring efficiency, security and compliance. Your team accesses the corporate account with exactly the privileges you grant.

Open a business account

  • Corporate accounts

    Roles and permissions for every member of your team.

  • Multi-currency cash management

    Seamless treasury across currencies, with high-value international operations.

  • Dedicated consultancy

    Tailored solutions to streamline your transactions.

Getting started

Open your account in minutes.

1

Sign up

Create your profile online, from any device.

2

Verify your identity

Identity document and a short video check. Proof of address if requested.

3

Start

Your account, IBANs and cards are ready in the app.

Personal account Business account

Guides

Understand before you open.

Short, factual guides on the questions we hear most often.

US dollar account

How to open a US dollar account as a non-resident

You do not need to live in the United States, or hold a Social Security Number, to get a US account with routing and account number. Here is how it works and what it gives you.

Read the guidePayments

How to receive payments from the United States when you live abroad

Freelancers, exporters and online sellers outside the United States lose time and money on every dollar they receive. A US account with ACH changes the picture.

Read the guideUK account

A UK account without UK residency: sort code, Faster Payments and what changes

You do not have to live in the United Kingdom to hold an account with a sort code and account number. Here is what you get, which rails you use, and the limits to know.

Read the guide
All guides

FAQ

Frequently asked questions

Who can open an account with iSwiss Pay?

Private individuals of legal age and companies, after successful identity verification. Some countries and activities may be excluded by our compliance policy.

How does the account opening process work?

Entirely online: you register, verify your identity with a document and a short video check, and your account is activated after review. In most cases this takes minutes.

What documents are required to open an account as an individual?

A valid identity document (passport or national ID card) and, if requested, a recent proof of address such as a utility bill or bank statement.

Is my money safe?

Client funds are held in full reserve and segregated from company assets. They are never lent out or invested, and remain available at all times.

Contact

We would love to hear from you.

Questions about an account, a payment or a partnership? Write to us: we reply within one working day.

Phone
+1 778 819 6459
Follow us
@iSwissBank